@scope(.page-creditism){:scope{--creditism-void:#020509;--creditism-abyss:#04101e;--creditism-ocean:#071629;--creditism-teal:#00d4aa;--creditism-azure:#00b4ff;--creditism-jade:#0f8;--creditism-violet:#9b59fe;--creditism-gold:#d8b65e;--creditism-cream:#f0fafff7;--creditism-body:#ebfafff5;--creditism-muted:#e1f5ffcc;--creditism-line:#bee6ff21;box-sizing:border-box;background:var(--creditism-void);width:100%;min-width:0;max-width:100%;color:var(--creditism-cream);overflow-x:clip}.creditism-explorer{--creditism-site-h:72px;--creditism-journey-h:54px;--void:#020509;--abyss:#04101e;--ocean:#071629;--deep:#0a1f38;--teal:#00d4aa;--teal-dim:#00a882;--azure:#00b4ff;--azure-dim:#08c;--jade:#0f8;--jade-dim:#00cc6a;--violet:#9b59fe;--violet-dim:#7b39de;--magenta:#e040fb;--amber:#ffb300;--amber-dim:#e09500;--crimson:#f36;--gold:gold;--rose:#ff69b4;--cream:#f0fafff7;--cream-mid:#ebfafffa;--cream-dim:#e1f5ffd1;--cream-ghost:#c8e6ff1f;--text-strong:#f0fafff7;--text-bright:#ebfafffa;--text-body:#ebfafff5;--text-meta:#e6f8ffe6;--text-soft:#e1f5ffcc;--text-faint:#d2eeff8c;background:var(--creditism-void);width:100%;min-width:0;max-width:100%;min-height:100svh;color:var(--creditism-cream);font-family:var(--sans);-webkit-font-smoothing:antialiased;position:relative;overflow-x:clip}.creditism-panel[data-creditism-panel]{scroll-margin-top:calc(var(--creditism-site-h,72px) + var(--creditism-journey-h,54px) + 20px)}.creditism-journeybar{z-index:3900;top:var(--creditism-site-h);box-sizing:border-box;-webkit-backdrop-filter:blur(20px);background:#04101ef2;border-bottom:1px solid #00b4ff26;width:100%;min-width:0;max-width:100vw;min-height:54px;position:fixed;left:0;right:0;overflow-x:clip}.creditism-journey-inner{box-sizing:border-box;justify-content:center;align-items:center;gap:10px;width:100%;min-width:0;max-width:1440px;min-height:54px;margin:0 auto;padding:0 clamp(18px,3vw,42px);display:flex}.creditism-journey-title{font-family:var(--title);letter-spacing:.19em;text-transform:uppercase;color:#f0faffe0;margin-right:auto;font-size:.72rem}.creditism-journey-tabs{align-items:center;gap:10px;min-width:0;max-width:100%;display:flex}.creditism-journey-tab{color:var(--creditism-muted);cursor:pointer;font:600 .74rem/1 var(--sans);letter-spacing:.11em;text-transform:uppercase;white-space:nowrap;background:#ffffff06;border:1px solid #e1f5ff24;border-radius:999px;padding:.58rem 1.08rem;text-decoration:none;transition:all .2s}.creditism-journey-tab:hover,.creditism-journey-tab:focus-visible{color:var(--creditism-cream);border-color:#00d4aa80}.creditism-journey-tab.is-active{color:#020509;background:linear-gradient(135deg, var(--creditism-teal), var(--creditism-azure));border-color:#0000;box-shadow:0 0 24px #00d4aa2e}.creditism-journey-tab.is-play{color:#f0e8cdd1;border-color:#d8b65e4d;margin-left:14px;position:relative}.creditism-journey-tab.is-play:before{content:"";background:#e1f5ff29;width:1px;height:18px;position:absolute;top:50%;left:-8px;transform:translateY(-50%)}.creditism-journey-tab.is-play:hover,.creditism-journey-tab.is-play:focus-visible{color:#f3e9ce;border-color:#d8b65ebf}.creditism-journey-tab.is-play.is-active{color:#160f02;background:linear-gradient(135deg,#e8cb79,#c39b3c);border-color:#0000;box-shadow:0 0 24px #d8b65e42}.creditism-journey-progress{background:linear-gradient(90deg, var(--creditism-teal), var(--creditism-azure), var(--creditism-violet));transform-origin:0;height:2px;position:absolute;bottom:0;left:0;right:0;transform:scaleX(0)}.creditism-v14-hero{box-sizing:border-box;min-height:100svh;padding:calc(var(--creditism-site-h) + var(--creditism-journey-h) + 72px) 1.2rem 4.6rem;text-align:center;background:radial-gradient(ellipse at 50% 43%, #00b4ff24, transparent 25%), radial-gradient(ellipse at 37% 72%, #9b59fe14, transparent 34%), radial-gradient(ellipse at 78% 74%, #00d4aa0f, transparent 34%), var(--creditism-void);place-items:center;display:grid;position:relative;overflow:hidden}.creditism-v14-hero:before{content:"";aspect-ratio:1;border:1px solid #00b4ff17;border-radius:50%;width:min(68vw,760px);position:absolute;top:46%;left:50%;transform:translate(-50%,-50%);box-shadow:0 0 105px #00b4ff12}.creditism-hero-inner{z-index:1;width:min(1180px,100%);position:relative}.creditism-kicker{font-family:var(--title);letter-spacing:.28em;text-transform:uppercase;color:var(--creditism-teal);text-shadow:0 0 18px #00d4aa4d;margin-bottom:1.3rem;font-size:clamp(1rem,1.7vw,1.5rem)}.creditism-v14-hero h1{font-family:var(--serif);letter-spacing:-.02em;text-wrap:balance;margin:0 auto 1.6rem;font-size:clamp(48px,7vw,104px);font-style:italic;font-weight:300;line-height:1.05}.creditism-v14-hero h1 span{display:block}.creditism-v14-hero h1 em{background:linear-gradient(90deg, var(--creditism-azure), var(--creditism-teal));color:#0000;-webkit-background-clip:text;background-clip:text;font-style:normal}.creditism-hero-tag{font-family:var(--sans);letter-spacing:.13em;color:#ebfafffa;margin:0 auto 1.35rem;font-size:clamp(.92rem,1.4vw,1.08rem);font-weight:300}.creditism-hero-tag .is-ownership{color:#f36}.creditism-hero-tag .is-life{color:var(--creditism-jade)}.creditism-hero-sub{max-width:900px;font-family:var(--serif);color:#c8f8f0d1;margin:0 auto;font-size:clamp(1.18rem,2vw,1.55rem);font-style:italic;font-weight:300;line-height:1.55}.creditism-hero-doors{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;width:min(100%,980px);margin:2.35rem auto 0;display:grid}.creditism-hero-door{min-height:106px;color:var(--creditism-cream);cursor:pointer;text-align:left;font-family:var(--sans);background:linear-gradient(145deg,#071629d1,#04101eb8);border:1px solid #bee6ff24;border-radius:20px;padding:1.25rem 1.35rem;text-decoration:none;transition:all .24s;position:relative}.creditism-hero-door:after{content:"→";color:var(--creditism-teal);opacity:.75;position:absolute;top:1.1rem;right:1.25rem}.creditism-hero-door:hover,.creditism-hero-door:focus-visible{border-color:#00d4aa70;transform:translateY(-3px);box-shadow:0 18px 44px #0000003d,0 0 24px #00d4aa14}.creditism-hero-door strong{font-family:var(--serif);margin-bottom:.22rem;font-size:1.6rem;font-style:italic;font-weight:400;display:block}.creditism-hero-door span{color:var(--creditism-muted);letter-spacing:.04em;font-size:.84rem;font-weight:300}.creditism-hero-door.is-play{background:linear-gradient(135deg,#d8b65e12,#ffffff05);border-color:#d8b65e42;grid-column:1/-1}.creditism-hero-door.is-play:hover,.creditism-hero-door.is-play:focus-visible{border-color:#d8b65e8c;box-shadow:0 18px 44px #0000003d,0 0 24px #d8b65e1a}.creditism-hero-door.is-play strong{color:#f0e2bc}.creditism-sage-line{flex-direction:column;align-items:center;gap:.72rem;margin:1.6rem auto 0;display:flex}.creditism-sage-question{color:#e1f5ff99;font-size:15px;display:block}.creditism-sage-line a{background:var(--creditism-azure);color:#020509;font:600 .74rem/1 var(--sans);letter-spacing:.11em;text-transform:uppercase;border:1px solid #0000;border-radius:999px;align-items:center;gap:.42rem;padding:.58rem 1.18rem;text-decoration:none;transition:all .2s;display:inline-flex;box-shadow:0 0 24px #00b4ff38}.creditism-sage-line a:hover,.creditism-sage-line a:focus-visible{background:#4ecbff;transform:translateY(-1px);box-shadow:0 0 32px #00b4ff66}.creditism-scroll-cue{color:#e1f5ff70;letter-spacing:.25em;text-transform:uppercase;margin-top:2rem;font-size:.68rem}.creditism-scroll-cue b{color:var(--creditism-teal);margin-top:8px;font-size:1rem;display:block}.creditism-journey-stage{min-height:1px;scroll-margin-top:calc(var(--creditism-site-h) + var(--creditism-journey-h) + 8px);background:var(--creditism-void);outline:none}@media (max-width:1200px){.creditism-journey-title{font-size:.68rem;display:block}.creditism-journey-inner{justify-content:center;padding-left:16px;padding-right:16px}.creditism-journey-tabs{justify-content:center;width:100%}}@media (min-width:901px) and (max-height:1100px){.creditism-v14-hero{padding-top:calc(var(--creditism-site-h) + var(--creditism-journey-h) + 38px);place-items:center;padding-bottom:2rem}.creditism-kicker{margin-bottom:.8rem}.creditism-v14-hero h1{margin-bottom:1.05rem}.creditism-hero-tag{margin-bottom:.95rem}.creditism-hero-doors{gap:10px;margin-top:1.5rem}.creditism-hero-door{min-height:88px;padding-top:1rem;padding-bottom:1rem}.creditism-sage-line{gap:.5rem;margin-top:1rem}.creditism-scroll-cue{margin-top:1rem}}@media (min-width:901px) and (max-height:880px){.creditism-v14-hero h1{font-size:clamp(46px,6.2vw,82px)}.creditism-hero-sub{font-size:clamp(1.08rem,1.65vw,1.35rem)}}@media (max-width:900px){.creditism-v14-hero{padding-top:calc(var(--creditism-site-h) + var(--creditism-journey-h) + 54px)}.creditism-v14-hero h1{font-size:clamp(40px,10vw,56px)}.creditism-hero-doors{grid-template-columns:repeat(3,minmax(0,1fr))}.creditism-hero-door{min-height:92px}.creditism-journey-title{font-size:.64rem}}@media (max-width:700px){.creditism-hero-doors{grid-template-columns:1fr}.creditism-journey-inner{min-height:52px;padding:6px 12px}.creditism-journey-tabs{flex-wrap:wrap;justify-content:center;gap:6px;width:100%}.creditism-journey-tab{padding:.5rem .68rem;font-size:.62rem}.creditism-journey-tab.is-play{margin-left:6px}.creditism-journey-tab.is-play:before{display:none}}@media (max-width:560px){.creditism-journey-title{display:none}.creditism-v14-hero{padding-left:18px;padding-right:18px}.creditism-hero-tag{letter-spacing:.06em;line-height:1.6}.creditism-hero-sub{font-size:1.12rem}.creditism-sage-question{font-size:.86rem}.creditism-sage-line a{padding:.52rem 1rem;font-size:.66rem}}@media (max-width:400px){.creditism-journey-tab{letter-spacing:.07em;padding:.44rem .56rem;font-size:.56rem}.creditism-journey-tabs{gap:5px}}@media (prefers-reduced-motion:reduce){.creditism-explorer *,.creditism-explorer :before,.creditism-explorer :after{scroll-behavior:auto!important;transition:none!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}.creditism-life-panels{background:#020509}.creditism-panel{width:100%;scroll-margin-top:calc(var(--creditism-site-h) + var(--creditism-journey-h) + 10px);background:#020509;border-top:1px solid #ffffff0a;outline:none;position:relative}.creditism-panel>section{width:100%}.creditism-panel--how{--void:#0a1220;--void-2:#0c1a2b;--panel:#0e2333;--ink:#081018;--line:#d8e2ee24;--line-soft:#d8e2ee17;--aqua:#11cbb5;--teal:#0b8076;--azure:#4ea8de;--violet:#9b8cff;--gold:#d8b65e;--red:#c25a52;--cream:#f6f3ea;--dim:#c7cfd8;--slate:#8fa1b0;--disp:"Cormorant Garamond", Georgia, serif;--title:"Cinzel", Georgia, serif;--serif:"Cormorant Garamond", Georgia, serif;--sans:"Jost", "Helvetica Neue", ui-sans-serif, system-ui, sans-serif;--gut:clamp(20px,4.4vw,68px);--rule:1px solid var(--line)}.creditism-panel--how *{box-sizing:border-box}.creditism-panel--how{-webkit-text-size-adjust:100%;scroll-behavior:smooth;background:var(--void);color:var(--cream);font-family:var(--sans);-webkit-font-smoothing:antialiased;margin:0;font-size:17px;font-weight:300;line-height:1.6;overflow-x:clip}.creditism-panel--how .wrap{max-width:1140px;padding:0 var(--gut);margin:0 auto}.creditism-panel--how svg text{-webkit-user-select:none;user-select:none}.creditism-panel--how .eyebrow{font-family:var(--sans);letter-spacing:.26em;text-transform:uppercase;color:var(--aqua);margin:0 0 20px;font-size:11px;font-weight:600}.creditism-panel--how .eyebrow.v{color:var(--violet)}.creditism-panel--how .eyebrow.g{color:var(--gold)}.creditism-panel--how .eyebrow.warn{color:var(--red)}.creditism-panel--how .statement{font-family:var(--disp);letter-spacing:-.015em;text-wrap:balance;margin:0;font-size:clamp(27px,4.6vw,52px);font-weight:400;line-height:1.02}.creditism-panel--how .statement em{font-family:var(--disp);text-transform:none;letter-spacing:0;color:var(--aqua);font-size:1.12em;font-style:italic;font-weight:400}.creditism-panel--how .statement em.vio{color:var(--violet)}.creditism-panel--how .statement em.gold{color:var(--gold)}.creditism-panel--how .grace{font-family:var(--serif);color:var(--dim);max-width:58ch;margin:22px 0 0;font-size:clamp(19px,2.2vw,25px);font-weight:400;line-height:1.5}.creditism-panel--how .grace b{color:var(--cream);font-weight:600}.creditism-panel--how .body-lg{color:var(--dim);max-width:64ch;font-size:clamp(15.5px,1.3vw,17.5px);font-weight:300}.creditism-panel--how .body-lg b{color:var(--cream);font-weight:500}.creditism-panel--how .micro{font-family:var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--slate);font-size:10.5px;font-weight:600}.creditism-panel--how .footnote{font-family:var(--serif);color:var(--dim);font-size:17px;font-style:italic;line-height:1.6}.creditism-panel--how .hero .statement{max-width:24ch;font-size:clamp(30px,5.4vw,62px)}.creditism-panel--how .hero .grace{max-width:52ch}.creditism-panel--how section.band{border-top:var(--rule);padding:clamp(60px,8vw,104px) 0}.creditism-panel--how .band-head{margin-bottom:clamp(30px,4vw,50px)}.creditism-panel--how .band-head .statement{max-width:28ch;font-size:clamp(24px,3.6vw,42px)}.creditism-panel--how .band-head .body-lg,.creditism-panel--how .band-head .grace{margin-top:18px}.creditism-panel--how .reveal{opacity:0;transition:opacity .7s,transform .7s;animation:10ms linear 3s forwards revealSafety;transform:translateY(14px)}.creditism-panel--how .reveal.in{opacity:1;transform:none}@keyframes revealSafety{to{opacity:1;transform:none}}.creditism-panel--how .deal-card{background:var(--void-2);border:var(--rule);border-radius:18px;flex-direction:column;gap:6px;padding:22px 22px 24px;display:flex}.creditism-panel--how .deal-card .num{font-family:var(--sans);letter-spacing:.2em;text-transform:uppercase;color:var(--aqua);font-size:10px;font-style:normal}.creditism-panel--how .deal-card h3{font-family:var(--disp);letter-spacing:-.01em;color:var(--cream);margin:2px 0 4px;font-size:clamp(26px,2.5vw,36px);font-weight:400;line-height:1.05}.creditism-panel--how .deal-card h3 i{font-family:var(--disp);color:var(--aqua);font-style:italic;font-weight:400}.creditism-panel--how .deal-card p{color:var(--dim);margin:0;font-size:14.5px;line-height:1.55}.creditism-panel--how .deal-fig{border-top:1px solid var(--line-soft);margin-top:16px;padding-top:14px}.creditism-panel--how .deal-fig svg{width:100%;height:auto;display:block}.creditism-panel--how .lane-label{font-family:var(--sans);letter-spacing:.16em;fill:var(--slate);font-size:9.5px;font-weight:600}.creditism-panel--how .lane-label.lit{fill:var(--aqua)}.creditism-panel--how .abode-stage{background:radial-gradient(80% 110% at 50% 0%, #9b8cff1a 0%, #0a122000 60%), var(--void-2);border:var(--rule);border-radius:18px;padding:clamp(20px,3vw,34px)}.creditism-panel--how .abode-grid{grid-template-columns:1fr 1fr;align-items:stretch;gap:clamp(14px,2.4vw,26px);display:grid}.creditism-panel--how .home{background:var(--panel);border:1px solid var(--line);border-radius:18px;padding:20px 20px 18px;transition:border-color .5s,box-shadow .5s;position:relative}.creditism-panel--how .home svg.house{width:100%;max-width:420px;height:auto;margin:0 auto 14px;display:block}.creditism-panel--how .home .hname{font-family:var(--disp);letter-spacing:.03em;font-size:17px;font-weight:600}.creditism-panel--how .home .hlv{font-family:var(--serif);color:var(--slate);margin-top:2px;font-size:15px;font-style:italic}.creditism-panel--how .home .tag{font-family:var(--sans);letter-spacing:.18em;text-transform:uppercase;border:1px solid var(--line);color:var(--slate);border-radius:999px;padding:6px 10px;font-size:10px;font-weight:600;transition:all .5s;position:absolute;top:14px;right:14px}.creditism-panel--how .home .datechip{font-family:var(--sans);letter-spacing:.06em;color:var(--cream);border:1px solid var(--line);opacity:0;border-radius:999px;margin-top:12px;padding:7px 12px;font-size:12px;font-weight:500;transition:opacity .45s,transform .45s;display:inline-block;transform:scale(1.12)}.creditism-panel--how .home .datechip b{color:var(--aqua);font-weight:600}.creditism-panel--how .abode[data-step="1"] .home.b{border-color:#11cbb5a6;box-shadow:0 0 0 1px #11cbb540,0 0 44px #11cbb512}.creditism-panel--how .abode[data-step="1"] .home.b .tag{border-color:var(--aqua);color:var(--aqua)}.creditism-panel--how .abode[data-step="2"] .home.b .datechip,.creditism-panel--how .abode[data-step="3"] .home.b .datechip,.creditism-panel--how .abode[data-step="4"] .home.b .datechip,.creditism-panel--how .abode[data-step="3"] .home.a .datechip,.creditism-panel--how .abode[data-step="4"] .home.a .datechip{opacity:1;transform:none}.creditism-panel--how .abode[data-step="3"] .home.a .tag,.creditism-panel--how .abode[data-step="4"] .home.a .tag{border-color:var(--violet);color:var(--violet)}.creditism-panel--how .abode[data-step="4"] .home.b{border-color:#11cbb5a6}.creditism-panel--how .abode[data-step="4"] .home.b .tag{border-color:var(--aqua);color:var(--aqua)}.creditism-panel--how .abode-steps{grid-template-columns:repeat(4,1fr);gap:10px;margin-top:clamp(18px,2.6vw,26px);display:grid}.creditism-panel--how .astep{text-align:left;border:1px solid var(--line-soft);cursor:pointer;color:inherit;font:inherit;background:0 0;border-radius:18px;padding:14px 15px;transition:border-color .3s,background .3s}.creditism-panel--how .astep .k{font-family:var(--serif);color:var(--slate);font-size:14px;font-style:italic;display:block}.creditism-panel--how .astep .t{font-family:var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--dim);margin-top:3px;font-size:12px;font-weight:600;display:block}.creditism-panel--how .astep .d{color:var(--slate);margin-top:6px;font-size:13px;font-weight:300;line-height:1.45;display:block}.creditism-panel--how .astep.on{border-color:var(--aqua);background:#11cbb50f}.creditism-panel--how .astep.on .t{color:var(--aqua)}.creditism-panel--how .astep:focus-visible{outline:2px solid var(--aqua);outline-offset:2px}.creditism-panel--how .abode-seal{border-top:1px solid var(--line-soft);flex-wrap:wrap;align-items:center;gap:18px;margin-top:clamp(18px,2.6vw,26px);padding-top:20px;display:flex}.creditism-panel--how .seal{text-align:center;width:104px;height:104px;color:var(--gold);border:1px solid #d8b65e8c;border-radius:50%;flex:none;place-items:center;display:grid}.creditism-panel--how .seal .z{font-family:var(--disp);font-size:30px;font-weight:600;line-height:1}.creditism-panel--how .seal 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